AYN Advice

Canada’s 2005 Housing Market Ends on a High Note

Posted by Grant Staley on July 15th 2009 | Permalink
Categories: Business and Professionals

Canada’s 2005 Housing Market The country’s housing market showed remarkable strength in the traditionally slower fourth quarter as sales activity in most major markets stimulated robust year-over-year increases in average prices, according to the fourth quarter 2005 Royal LePage Survey →Read full advice column

How can I buy my first home without any real cash down?

Posted by Grant Staley on July 15th 2009 | Permalink
Categories: Business and Professionals

The CMHC and the RAP Program allows for first-time home owners to use RRSP’s or to borrow to purchase RRSP’s in order to use the tax deduction towards your down payment.

Should I sell my existing home before I buy my next home?

Posted by Grant Staley on July 15th 2009 | Permalink
Categories: Business and Professionals

In most cases - yes, although there are some exceptions and alternatives, dependent on the current market and available inventory.

Will I have to pay taxes on the sale of my property when I sell?

Posted by Grant Staley on July 15th 2009 | Permalink
Categories: Business and Professionals

Yes and No. GST/PST applies on the sale price of new construction, however, on resale purchases, GST/PST applies only on the Commission as it is a taxable service. Also, in some instances, there may be tax deductions in regards to the purchase of a house. Homes containing a business with a transfer of ownership may be subject to income tax.

What is the difference between Evaluations and Market Value?

Posted by Grant Staley on July 15th 2009 | Permalink
Categories: Business and Professionals

Evaluations or Municipal Assessments are for tax purposes and may not always reflect market value accurately. Market Value is a detailed process comparing recent sales of similar properties and current competition accordingly within specific market conditions.

What percentage of the sale is normally paid as commission?

Posted by Grant Staley on July 15th 2009 | Permalink
Categories: Business and Professionals

The commission is variable based on service & circumstances relevant to the sale.

Does the buyer or seller have to pay the commission on the sale of a home?

Posted by Grant Staley on July 15th 2009 | Permalink
Categories: Business and Professionals

Generally, the vendor, although there are other alternatives.

Determining The Value of Your Home

Posted by Homes on July 15th 2009 | Permalink
Categories: Business and Professionals

The market ultimately determines the true value of your property. Before you compare your home to similar properties and establish a competitive list price, the following points should be considered: 1. Location 2. Size 3. Style 4. Condition 5. Community →Read full advice column

You Have Decided to Sell Your Home…

Posted by Homes on July 15th 2009 | Permalink
Categories: Business and Professionals

YOU HAVE DECIDED TO SELL Selling a home can be a confusing and complicated process. Selecting a salesperson and deciding on a price will be two key decisions. The cost of selling a home is also an important consideration. You →Read full advice column

The Listing Agreement

Posted by Homes on July 15th 2009 | Permalink
Categories: Business and Professionals

The first formal step in marketing your property is to enter into a Listing Agreement - a contract that commits Royal LePage to actively market your home for a specified period of time. It also commits you to a pre-established →Read full advice column