AYN Advice

Is a shareholders agreement a one-time deal?

Posted by Dionne DiVirgilio on July 15th 2009 | Permalink
Categories: Business and Professionals

A shareholders agreement, like a testament, should be reviewed every time a significant change occurs between the shareholders. Remember, the shareholders agreement is a document that exists to reflect the desires of the respective shareholders!

When should a shareholders agreement be considered?

Posted by Dionne DiVirgilio on July 15th 2009 | Permalink
Categories: Business and Professionals

The recommended time to get a shareholders agreement is at the time of incorporating the company or shortly thereafter. This will allow you to determine early on as to everybody’s roles and contributions to the enterprise, their resources, and their views on the operation of the business.

What is a shareholder’s agreement?

Posted by Dionne DiVirgilio on July 15th 2009 | Permalink
Categories: Business and Professionals

A Shareholders Agreement s a fundamental written agreement between the respective shareholders and it sets the ground rules for the relationship between them and with the corporation. Is it a must to have a shareholders agreement? Having a shareholders agreement →Read full advice column

How do I know if permanent or term insurance is for me?

Posted by First Canadian on July 15th 2009 | Permalink
Categories: Business and Professionals

What kind of Insurance should I get? There are 2 main types of Insurance - Permanent and Term Insurance. Term insurance is exactly how it sounds. It is designed to cover you for a specific risk and for a specified →Read full advice column

How often do I need to buy more life insurance?

Posted by First Canadian on July 15th 2009 | Permalink
Categories: Business and Professionals

Why does the average person buy protection approximately 7 times in their lives? Unlike a good bottle of wine that gets better with age an insurance policy gets less attractive with age because the premiums are more costly as you →Read full advice column

House Staging is a pre-sale must

Posted by Collette Austin on July 15th 2009 | Permalink
Categories: Business and Professionals

HOUSE STAGING - A Pre-Sale Must According to a recent poll released by Royal LePage Real Estate Services, the attitudes of Canadians towards appropriate house sale preparation costs and the currency of their home’s décor differs from industry experts. The →Read full advice column

Why buy Permanent Life Insurance?

Posted by First Canadian on July 15th 2009 | Permalink
Categories: Business and Professionals

* When the need is a permanent need. * This form of coverage allows you to build value. You can create equity in these plans through dividend accumulation or by making deposits that will grow tax sheltered and tax deferred. →Read full advice column

Dreaming of buying a home?

Posted by Collette Austin on July 15th 2009 | Permalink
Categories: Business and Professionals

Dreaming of buying a home but don’t think you have the wherewithal? Well, you’re not alone. Many people continue to live in rented accommodation because they believe that they can’t afford their own home, with lack of a deposit being →Read full advice column

Fundraising Tips for your School or Association

Posted by Boutique CS on July 15th 2009 | Permalink
Categories: Business and Professionals

FUNDRAISING TIPS Here are a few Fundraising Tips to get your School or Association thinking. 1) SET GOALS: * Sales for your group and each selling member * Start & finish - Set kick off dates and completion dates and →Read full advice column

Why Choose ACCESS Driving School over other schools?

Posted by Access Driving School on July 14th 2009 | Permalink
Categories: Automotive and Transport

The ACCESS Difference For starters we would like to affirm that there IS a difference between driving schools. A Big one! The greatest asset of our school is not the very courteous and professional service you get in our office, →Read full advice column